Terms and Conditions
Effective Date: 20 October 2026
Welcome to Finazet.com. By accessing or using our website, you agree to the following Terms and Conditions. Please read them carefully before using our services.
1. About Our Services
Finazet.com facilitates loan enquiries and may connect customers with banks, NBFCs, financial institutions, or authorized lending partners. We act in the capacity of a loan facilitation or DSA service, where applicable, and are not the lender unless explicitly stated otherwise.
2. Loan Application and Approval
Submitting a loan enquiry through our website does not guarantee loan approval or disbursement. All loan applications are subject to the lender's eligibility criteria, credit assessment, document verification, internal policies, and final decision.
3. Interest Rates and Charges
Interest rates, processing fees, repayment tenure, EMI, and other charges are determined by the respective lender and may vary depending on the applicant's profile and loan product. Customers should review the lender's official offer and loan agreement before accepting any loan.
4. Customer Responsibilities
Customers must provide accurate, complete, and up-to-date information and submit genuine documents. Providing false information, forged documents, or misleading details may result in rejection of the application or other consequences under applicable law.
5. Information Sharing
Where authorized by the customer or otherwise legally permitted, relevant information may be shared with appropriate lending partners and service providers to process enquiries or deliver requested services. Please refer to our Privacy Policy for more details.
6. No Guarantee of Financial Outcomes
Finazet.com does not guarantee loan approval, a specific interest rate, a particular credit score, or a fixed disbursement timeline. Final decisions rest with the relevant lender.
7. Third-Party Services
Our website may contain links to third-party websites or lender portals. We are not responsible for the content, policies, or services of third parties. Customers should review their terms and privacy policies independently.
8. Limitation of Liability
To the extent permitted by applicable law, Finazet.com shall not be responsible for lender decisions, delays, changes in loan terms, or disruptions caused by third-party systems. Nothing in these Terms excludes any liability that cannot legally be excluded.
9. Website Use
Users must not misuse our website, attempt unauthorized access, upload malicious content, or use our services for unlawful activities. We reserve the right to restrict access where reasonably necessary and legally permitted.
10. Changes to These Terms
We may update these Terms and Conditions from time to time. Updated terms will be published on this page, along with a revised effective date where appropriate.
11. Governing Law
These Terms and Conditions are governed by the applicable laws of India. Any dispute will be handled by the competent courts or authorities having jurisdiction under applicable law.
12. Contact Us
For questions regarding these Terms and Conditions, contact us:
Website: Finazet.com
Email: finazet67@gmail.com
Phone: 9037817077
Address: 294B, Sreeragam, Muttipalam, Manjeri, Kerala - 676121
