To lower your Equated Monthly Installment (EMI), explore loan refinancing options with banks or NBFCs offering lower interest rates. A balance transfer can significantly reduce your monthly payments. Alternatively, extending the loan tenure lowers EMI but increases total interest. Making partial prepayments reduces the principal, decreasing future EMIs. Maintaining a strong credit score helps secure better loan terms. Compare lenders, processing fees, and prepayment penalties before switching to ensure maximum savings.

increase your loan tenure
It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.

Pay more amount to your loan principal
when an unknown printer took a galley of type and scrambled it to make a type specimen book.